Fix and Flip Loans for Real Estate Investors

G Elite Capital funds fix and flip projects nationwide with fast, asset-based underwriting. We leverage purchase price and after-repair value (ARV) so seasoned and first-time flippers can move on opportunities in days, not months.

Fix and flip loan highlights

Our program is built for volume flippers and first-time investors alike.

• Up to 90% of purchase price + 100% of rehab budget
• Up to 75% of after-repair value (ARV)
• 12–24 month interest-only terms
• No income verification — asset-based
• Close in 7–14 business days
• Rehab draws in 24–48 hours

Program terms

Loan amounts $100K–$5M on 1–4 unit residential and small multifamily properties.

Frequently asked questions

How much do I need to put down on a fix and flip loan?

Experienced flippers can qualify for as little as 10% down (90% LTP). First-time flippers typically start at 15–20% down depending on FICO and project scope.

How are rehab draws handled?

Rehab funds are held in a reserve and released via draws after inspections. Most draws fund in 24–48 hours.

Do you fund first-time flippers?

Yes. First-time investors are eligible with strong FICO (680+), reserves, and a licensed general contractor on the project.

Apply now · Talk to a loan advisor

https://gelitecapital.com/loans/fix-flip